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Sixt Magazine / Guides & Tips / What You Need to Know About Insurance When Renting a Car in California

What You Need to Know About Insurance When Renting a Car in California

A car rental in California can transport you to cities including Los Angeles, San Francisco, San Diego and Santa Barbara. The Pacific coast’s scenic routes make for incredible road trips and the national parks serve up stunning outdoor experiences. Being informed about your Sixt coverage and extra protection options can help you relax and enjoy cruising around California, as well as better prepare you in the case of unexpected events. Take a look at our range of options, as well as some tips on saving money with your rental.

YOUR COVERAGE OPTIONS FOR RENTAL CARS IN CALIFORNIA

LOSS DAMAGE WAIVER (LDW) INCLUDING THEFT PROTECTION AND SUPPLEMENTAL LIABILITY INSURANCE (SLI)

The LDW includes theft protection and covers you when your car rental is lost or damaged. Whereas SLI covers you for up to $1 million in damages to the third party for bodily injury and/or property damages sustained as a result of an accident while the renter is operating a rental vehicle. While this coverage is extremely broad in scope, our optional coverage options also cover a range of other possible eventualities.

PERSONAL ACCIDENT INSURANCE, ROADSIDE ASSISTANCE PROTECTION AND EMERGENCY SICKNESS PROTECTION

While the loss damage waiver covers property, personal accident insurance is an excellent way to financially protect the driver in case of an accident. This covers injuries to the driver or other people in the rental vehicle.

Roadside assistance will cover the costs of breakdowns due to events such as loss of keys or a dead battery. If you are a non-US citizen, emergency sickness protection is a great way to protect yourself from costly medical fees in case of sickness. To see a full breakdown of what is covered just ask at the branch where you pick up your vehicle. Further information will also be presented to you in your vehicle documents.

LIMITATIONS OF COVERAGE

In California, your coverage will be invalid if you do not follow the territorial restrictions for taking your vehicle across state lines. In most US states this is the state you rented the vehicle in and the surrounding states. A full list is available in the rental information on our website. Here you can also find the scope of protection including a full breakdown of events that are covered by roadside assistance protection. In case of a breakdown, always make you claim directly with Sixt’s 24-hour Roadside Protection.

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WAYS TO SAVE MONEY ON YOUR RENTAL IN CALIFORNIA

  • Book early to get the best deals with Sixt. Making your reservation well in advance will also provide you with the best selection from our fleet and vehicle categories.
  • Fill up your tank before returning your vehicle to avoid refueling charges.
  • You can save money on your rental if you choose a branch that is not located at a train station or airport, as these include a premium location fee.

 

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