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Sixt Magazine / Guides & Tips / What You Need to Know About Insurance When Renting a Car in Iceland

What You Need to Know About Insurance When Renting a Car in Iceland

Visitors flock to Iceland for the breathtaking landscapes and seeing the island’s scenic hot spots is made simple with a car rental. If you’re planning a car rental vacation in Reykjavik, it will help you relax and enjoy the trip if you are fully aware of your mandatory and optional coverage options along with their limitations. Read on to also discover ways of saving money on your Sixt car rental deal in Iceland.

YOUR COVERAGE OPTIONS FOR RENTAL CARS IN ICELAND

LOSS DAMAGE WAIVER INCLUDING THEFT PROTECTION (LDW), THIRD PARTY INSURANCE

The third party insurance is included with your rental car in Iceland and gives you coverage for personal injuries, for material damages and for Driver’s Personal Accident. Loss Damage Waiver removes the driver’s responsibility to a part of the vehicle in case of damage or theft and can be added to your rental vehicle. If you want to decrease your deductible amount in case of an event you can choose the optional top cover and super top cover, giving you even less financial liability.

TIRE AND WINDSHIELD COVERAGE (GT), SAND AND ASH PROTECTION

These optional extras are extremely useful when navigating in Iceland but please be aware that sand and ash protection is already included when you choose the super top cover loss damage waiver. Due to Iceland’s specific geology and weather conditions, sand and ash protection can help you avoid costly financial damage to your vehicle from strong weather blowing sand and ash onto your vehicle. Tire and windshield coverage has zero deductible and for damages to the tires or glass portions of a vehicle. This is included in the Super Top Cover LDW.

Iceland landscape

LIMITATIONS OF COVERAGE

Though cross border travel is not permitted from Iceland you can take your vehicle on certain ferries. Be advised that damage from sea spray is not covered by insurances. Also be aware that certain areas are prohibited by official order and driving in these areas as well as on ice, rivers, streams, foreshores and off-road will invalidate your insurances.

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WAYS TO SAVE MONEY ON YOUR RENTAL IN ICELAND

  • Keep up to date with Sixt’s special offers to save money with coupons; subscribe to our newsletter for specials.
  • We provide our vehicles with a full tank; please fill up before returning your vehicle to avoid refueling costs.
  • We offer discounts to seniors, students, and some occupational roles. Check your eligibility for our coupons.

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