{"url":"plus/help-center/articles/protection-options","pageId":"plus_helpcenter_article_53","template":"/libraries/sixt/sitegen-plugin-helpcenter/src/templates/v2/HelpCenterArticleTemplate/HelpCenterArticleTemplate.tsx","data":{"pageSpecificConfiguration":{"hydra":{"acceptLanguage":["en-US","en"],"countryAlpha2":"US","countryAlpha3":"USA","defaultCurrency":"USD","domainCurrency":"USD","langAlpha2":"en","langAlpha3":"eng","formats":{"time":"hh:mm","decimalSeperator":".","date":"MM/DD/YYYY","nameDate":"MMM DD","measureOfLength":"mi","hour12Format":true,"isFirstDaySunday":true},"homePageUrl":"/plus/","pageHyphenLocale":"en-US","pageLocale":"en_US","tenantId":"6","userCentricsId":"LHOLXat-d","pageId":"plus_helpcenter_article_53","hydraTranslations":{"Back":"Back","CarouselControls":"Slide controls","CarouselNextSlide":"Next slide","CarouselPause":"Pause carousel","CarouselPlay":"Play carousel","CarouselPrevSlide":"Previous slide","Close":"Close","getCarouselIndicatorButton":"Go to slide {{_1_}} of {{_2_}}"}},"chatbot":{"cognigyConfigUrl":{"prod":"https://endpoint-sixt.cognigy.cloud/3761c008fd9cdc76560eac946fd6e42927a0dc1c5996ca516c0340df1fd68548","stage":"https://endpoint-sixt.cognigy.cloud/8e5428025b606e69e9f4168e86b88a257c21b6f487c4e5aecd7ea3e0016ae168"},"alwaysShowChatbot":true},"customersettings":{"corporateLink":"https://corporate.sixt.com/","corporateSignUpLink":"/business/register/","privacyLink":"/privacy/","tcLink":"/terms-conditions/","loyaltyDetailsLink":"/account/#/loyalty-details","openHelpCenterEntryPoint":true,"enableSocialLogin":true,"enableLoyalty":true,"signupLink":"/services/#/signup","p100Header":true,"helpCenterLink":"/plus/help-center","registrationSource":"sixtplus","disableDomainCheck":true,"fir":88,"accountBasePath":"/account","servicesBasePath":"/services","bookingProfileLink":"/account/#/profiles","listBookingsLink":"/account/#/bookings","manageMyBookingLink":"/account/#/booking-access","manageSubscriptionsLink":"/account/#/subscriptions","personalDataLink":"/account/#/account"},"helpcenter":{"helpCenterSearchPageLink":"/plus/help-center/search/","helpCenterChatPageLink":"/plus/help-center/chat/","helpCenterHomeLink":"/plus/help-center/","helpCenterCmsLocale":"us-US","rentalInformationLink":"/rental-information/","tcLink":"/terms-conditions/","loyaltyLink":"/sixt-cards/","partnersLink":"/sixt-partners/","newBookingLink":"/betafunnel/#/offerlist","loggedInBookingsLink":"/account/#/bookings","loggedOutBookingsLink":"/account/#/booking-access","bookingType":"plus","useHelpCenterRedesign":true,"useHelpCenterCARAHero":false,"privacyLink":"/privacy/","useHelpCenterCmsApi":true,"showHelpCenterCountrySelector":false,"showHelpCenterSearch":true,"customerSupportPhone":"+18887498227","plusSupportPhone":"+18887498227","plusSupportEmail":"plus-usa@sixt.com","articleId":"53","articleVersion":"1","articleName":"What protection options are available with my SIXT+ car subscription?","sectionName":"Protection options","categoryName":"Booking "}},"enableStatsigSdk":true,"meta":{"title":"SIXT+ Protection Options – Coverage and Insurance Choices","description":"Find out what protection is included in your SIXT+ car subscription, how to add a Loss Damage Waiver, and whether you can use your own insurance.","entityIdRefs":[{"name":"locale","id":"en_US"}],"pageId":"plus_helpcenter_article_53","noIndexNoFollow":false,"canonicalUrl":"https://www.sixt.com/plus/help-center/articles/protection-options/","splitTestVariation":"default","alternates":[{"url":"https://www.sixt.com/plus/help-center/articles/protection-options/","locale":"en_US"}],"abVariation":"","hasCanonicalUrl":false,"openGraph":{"image":""},"locale":"en_US","pageBuildId":"2026-10-10T07:03:47","pageVersion":"d61357d07b5aa75dddd5d2ad7c7200fffae3dae5","isPreview":false},"thirdPartyKeys":{"instana":{"dev":"UNqZBRfKRlOV7aj-4hGL_A","stage":"UNqZBRfKRlOV7aj-4hGL_A","prod":"LRZPqrMVS1OBdVJmly5mmA"},"sourceDefense":{"prod":{"accountId":"f53de06e-703f-4d86-adfd-c25c30871685","siteId":"39315920-c083-4720-a4d5-ed8f1bee5649"},"internal":{"accountId":"f53de06e-703f-4d86-adfd-c25c30871685","siteId":"8158596c-8ef8-46d6-aa6f-5042d7083a30"}}},"productLine":"plus","gtmData":{"consentId":"GTM-NQBW5W7","unifiedId":"GTM-WG9TDF3J"},"legalFooter":{"links":[{"text":"Help","href":"/help-center/","shouldOpenInNewTab":false},{"text":"Rental information","href":"/pages/rental-information/","shouldOpenInNewTab":false},{"text":"SIXT+ for Corporate Customers","href":"https://www.sixt.com/business/car-subscription/?utm_source=sixt.com&utm_medium=retail-website-referral&utm_campaign=US_US_btob_PLUS-FOOTER-RT_SP_LT_ENG&utm_content=forcorporatecustomers","shouldOpenInNewTab":false},{"text":"Travel agencies","href":"https://partner.sixt.com/","shouldOpenInNewTab":false},{"text":"SIXT partners","href":"/partners/","shouldOpenInNewTab":false},{"text":"SIXT News","href":"/magazine/","shouldOpenInNewTab":false},{"text":"Imprint & privacy","href":"/privacy/","shouldOpenInNewTab":false},{"text":"Do not share or sell my personal information","href":"onclick:cookie_settings","shouldOpenInNewTab":false},{"text":"Terms & conditions","href":"/pages/terms-conditions/","shouldOpenInNewTab":false},{"text":"Cookie-Settings","href":"onclick:cookie_settings","shouldOpenInNewTab":false},{"text":"Accessibility","href":"/pages/accessibility-improvements/","shouldOpenInNewTab":false}]},"isEmbedded":false,"drawerNavigation":{"headingTranslations":"SIXT Product Menu","ariaLabelOpen":"Open global navigation menu","ariaLabelClose":"Close global navigation menu","links":[{"text":"Car rental","subtext":"","href":"/","isCurrent":false,"productLine":"rent-car"},{"text":"Truck rental","subtext":"","href":"/truck-rental/","isCurrent":false,"productLine":"rent-truck"},{"text":"Share","subtext":"","href":"/share/","isCurrent":false,"productLine":"share"},{"text":"Ride","subtext":"","href":"/ride/?utm_source=plus_hp_referral_ride&utm_medium=sixt_referral&utm_campaign=menu&promo_name=plus_hp_referral_ride&promo_creative=menu&promo_position=sixt.com","isCurrent":false,"productLine":"ride"},{"text":"SIXT+","subtext":" Car Subscription","href":"/plus/","isCurrent":true,"productLine":"plus"},{"text":"Business","subtext":"","href":"https://www.sixt.com/business/?utm_source=sixt.com&utm_medium=retail-website-referral&utm_campaign=US_US_btob_PLUS-BURGER-RT_ALL_GT_ENG&utm_content=Menue&utm_term=b2b_ref","isCurrent":false,"productLine":"business"}]},"sixtNavigationFooter":{"navigation":[{"heading":"POPULAR TOPICS","links":[{"href":"https://www.sixt.com/plus/help-center/sections/car-subscription/","text":"What is a Car Subscription?"},{"href":"https://www.sixt.com/plus/short-term-car-lease/","text":"Short-term car lease"},{"href":"https://www.sixt.com/plus/help-center/sections/vehicles/","text":"Car Configuration Subscription"},{"href":"https://www.sixt.com/plus/help-center/categories/pickup/","text":"Car Pickup Subscription"},{"href":"https://www.sixt.com/plus/help-center/sections/vehicle-return/","text":"Car Return Subscription"},{"href":"https://www.sixt.com/plus/help-center/sections/protection-options/","text":"Insurance Subscription"},{"href":"https://www.sixt.com/plus/help-center/sections/payment/","text":"Payment Subscription"},{"href":"https://www.sixt.com/plus/help-center/sections/claims-and-damages/","text":"Claims Subscription"},{"href":"https://www.sixt.com/plus/help-center/","text":"Subscription FAQ"},{"href":"https://www.sixt.com/business/car-subscription/?utm_source=www.sixt.com&utm_medium=retail-website-referral&utm_campaign=US_US_btob_PLUS-FOOTER-RT_SP_LT_ENG&utm_content=carsubscriptionforbusiness","text":"Car subscription for business"}]},{"heading":"CARS AND BRANDS ON SUBSCRIPTION","links":[{"href":"https://www.sixt.com/plus/bmw-subscription/","text":"BMW car subscription"},{"href":"https://www.sixt.com/plus/mercedes-subscription/","text":"Mercedes car subscription"},{"href":"/plus/toyota-subscription/","text":"Toyota car subscription"},{"href":"/plus/vw-subscription/","text":"VW car subscription"}]},{"heading":"LOCATIONS","links":[{"href":"https://www.sixt.com/plus/new-york/","text":"New York Car Subscription"},{"href":"https://www.sixt.com/plus/los-angeles/","text":"Los Angeles Car Subscription"},{"href":"https://www.sixt.com/plus/dallas/","text":"Dallas Car Subscription"},{"href":"https://www.sixt.com/plus/atlanta/","text":"Atlanta Car Subscription"},{"href":"https://www.sixt.com/plus/philadelphia/","text":"Philadelphia Car Subscription"},{"href":"https://www.sixt.com/plus/san-francisco/","text":"San Francisco Car Subscription"},{"href":"https://www.sixt.com/plus/seattle/","text":"Seattle Car Subscription"},{"href":"https://www.sixt.com/plus/miami/","text":"Miami Car Subscription"},{"href":"https://www.sixt.com/plus/boston/","text":"Boston Car Subscription"}]}],"socialMedia":[{"href":"https://www.instagram.com/sixt/","text":"instagram","network":"instagram"},{"href":"https://www.linkedin.com/company/sixt/?originalSubdomain=de","text":"linkedin","network":"linkedin"}],"mobileAppStoreLinks":[{"href":"https://sixt.go.link/plus?adj_t=f1ztwl6&adj_engagement_type=fallback_click&adj_deep_link=sixt%3A%2F%2Fwww.sixt.com%2Frent&adj_campaign=us&adj_adgroup=sixtrent&adj_creative=footerAppStore","imageSource":"/shared/icons/store-badges/app_store_black_en.svg","alt":"Download the latest version of the SIXT app from Apple App Store","width":120,"height":40},{"href":"https://sixt.go.link/plus?adj_t=f1ztwl6&adj_engagement_type=fallback_click&adj_deep_link=sixt%3A%2F%2Fwww.sixt.com%2Frent&adj_campaign=us&adj_adgroup=sixtrent&adj_creative=footerPlayStore&adj_fallback=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.sixt.reservation","imageSource":"/shared/icons/store-badges/google_play_en.svg","alt":"Download the latest version of the SIXT app from Google Play Store","width":135,"height":40}]},"alertBanner":null,"appLinks":[{"href":"https://sixt.go.link/plus?adj_t=f1ztwl6&adj_engagement_type=fallback_click&adj_deep_link=sixt%3A%2F%2Fwww.sixt.com%2Fplus&adj_campaign=us&adj_adgroup=sixtplus&adj_creative=helpcenter","imageSource":"/shared/icons/store-badges/app_store_black_en.svg","alt":"Download the latest version of the SIXT app from Apple App Store","width":120,"height":40},{"href":"https://sixt.go.link/plus?adj_t=f1ztwl6&adj_engagement_type=fallback_click&adj_deep_link=sixt%3A%2F%2Fwww.sixt.com%2Fplus&adj_campaign=us&adj_adgroup=sixtplus&adj_creative=helpcenter&adj_fallback=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.sixt.reservation","imageSource":"/shared/icons/store-badges/google_play_en.svg","alt":"Download the latest version of the SIXT app from Google Play Store","width":135,"height":40}],"ibe":null,"helpCenterTranslations":{"ShowMore":"Show more","ShowLess":"Show less","ReadMore":"Read more","ReadLess":"Read less","FaqSectionHeadline":"Help with other mobility services","HelpCenterSubline":"Get help with your bookings, picking up of vehicle, emergencies and more.","FeaturedArticles":"Featured articles","LearnMore":"Learn more","Breadcrumb":"Breadcrumb","PageLabelHome":"SIXT","PageLabelHelpCenter":"Help Center","PageLabelHelpCenterSearch":"Search results","HelpCenterSearchPageTitle":"Sixt Search | SIXT rent a car","HelpCenterSearchPageDescription":"Sixt Search | SIXT rent a car","BrowseByTopic":"Browse by SIXT plus topic","HelpCenterContactTitle":"Still need help?","HelpCenterContactSubtitle":"Contact our support team.","HelpCenterContactCall":"Call us","HelpCenterContactWhatsApp":"WhatsApp","HelpCenterHeroBannerTitle":"How can we help you?","HelpCenterPhoneDialogTitle":"CALL OUR SUPPORT TEAM","HelpCenterPhoneDialogDescription":"To assist you faster, please have:","HelpCenterPhoneDialogTip1":"your reservation or rental agreement number","HelpCenterPhoneDialogTip2":"a brief description of your request","HelpCenterPhoneDialogTip3":"any relevant documents or details","HelpCenterWhatsAppDialogTitle":"GET INSTANT HELP VIA WHATSAPP","HelpCenterWhatsAppDialogDescription":"To get help more quickly, include in your first message:","HelpCenterWhatsAppDialogTip1":"a detailed description of your request","HelpCenterWhatsAppDialogTip2":"any relevant documents or screenshots","HelpCenterWhatsAppDialogTip3":"any additional relevant information","HelpCenterWhatsAppDialogButton":"Open WhatsApp","HelpCenterReadArticle":"Read article","HelpCenterLiveChat":"Live Chat","BrowseAllArticlesPageTitle":"Browse all articles","BrowseAllArticlesPageDescription":"Browse all Help Center articles by category","HelpCenterAssistantHeroBannerTitle":"How can I help you today?","AssistantName":"CARA","AssistantSubtitle":"Customer AI Rental Assistant","ComposerDisclaimerConsent":"By chatting with our AI assistant, you **acknowledge and consent** that your communication may be collected and processed by us and third-party service providers in accordance with our [Privacy Policy]({{privacyPolicyUrl}})."},"heroSection":{"imageDesktop":"a07691ea-5554-403c-a911-9fc61ef4a40e.jpg","imageMobile":"8bbb8609-b786-40be-87a1-48f60aed1b22.jpg"},"breadcrumbs":{"label":"Breadcrumb","breadcrumbs":[{"text":"SIXT","href":"/plus/"},{"text":"Help Center","href":"/plus/help-center/"},{"text":"Booking ","href":"/plus/help-center/categories/booking/"},{"text":"Protection options","href":"/plus/help-center/sections/protection-options/"}]},"liveChatAsPrimary":true,"navigationTree":{"categories":[{"id":"29","selectedIndex":2,"heading":{"id":"plus_helpcenter_category_29","text":"Booking ","href":"/plus/help-center/categories/booking/"},"sections":[{"id":"plus_helpcenter_section_30","text":"The SIXT+ car subscription","href":"/plus/help-center/sections/car-subscription/"},{"id":"plus_helpcenter_section_31","text":"Vehicles","href":"/plus/help-center/sections/vehicles/"},{"id":"plus_helpcenter_section_32","text":"Protection options","href":"/plus/help-center/sections/protection-options/"},{"id":"plus_helpcenter_section_33","text":"Payment","href":"/plus/help-center/sections/payment/"}]},{"id":"34","selectedIndex":null,"heading":{"id":"plus_helpcenter_category_34","text":"Pick-up","href":"/plus/help-center/categories/pickup/"},"sections":[{"id":"plus_helpcenter_section_35","text":"Vehicle pick-up","href":"/plus/help-center/sections/vehicle-pickup/"},{"id":"plus_helpcenter_section_42","text":"Pick-up Requirements","href":"/plus/help-center/sections/pick-up-requirements/"}]},{"id":"36","selectedIndex":null,"heading":{"id":"plus_helpcenter_category_36","text":"During the car subscription","href":"/plus/help-center/categories/during-the-subscription/"},"sections":[{"id":"plus_helpcenter_section_37","text":"Tolls & Traffic Violations","href":"/plus/help-center/sections/traffic-and-tolls/"},{"id":"plus_helpcenter_section_1449","text":"Manage your subscription in the app","href":"/plus/help-center/sections/manage-subscription-app/"},{"id":"plus_helpcenter_section_38","text":"Pause your subscription","href":"/plus/help-center/sections/pause-subscription/"},{"id":"plus_helpcenter_section_1450","text":"Vehicle exchange","href":"/plus/help-center/sections/vehicle-exchange/"},{"id":"plus_helpcenter_section_39","text":"Claims, Damages & Vehicle Support","href":"/plus/help-center/sections/claims-and-damages/"},{"id":"plus_helpcenter_section_1448","text":"Manage subscription via app","href":"/plus/help-center/sections/manage-subscription-app/"},{"id":"plus_helpcenter_section_1447","text":"Vehicle exchange","href":"/plus/help-center/sections/vehicle-exchange/"}]},{"id":"40","selectedIndex":null,"heading":{"id":"plus_helpcenter_category_40","text":"Vehicle Return ","href":"/plus/help-center/categories/return/"},"sections":[{"id":"plus_helpcenter_section_41","text":"Vehicle return","href":"/plus/help-center/sections/vehicle-return/"}]}],"selectedIndex":0},"articleTitle":"What protection options are available with my SIXT+ car subscription?","content":"<p>Your SIXT+ car subscription lets you choose the level of protection that suits you — from optional add-ons like the Loss Damage Waiver to bringing your own qualifying insurance policy.</p>\n\n<p><strong>Is protection included in my subscription?</strong></p>\n<p>You can review what's included during the second step of the subscription setup, \"Customize your subscription.\" The level of protection is entirely your choice — select the option that best fits your needs before confirming.</p>\n\n<p><strong>Can I use my own insurance?</strong></p>\n<p>Yes, if your personal policies meet the minimum requirements below, you may be eligible for an insurance credit. Your coverage must include, at a minimum:</p>\n<ul>\n  <li>Fire, theft, and comprehensive insurance with a maximum deductible of $500</li>\n  <li>Collision insurance with a maximum deductible of $500</li>\n  <li>Liability insurance of $100,000 per person and $300,000 per accident, or combined single limit coverage of $300,000</li>\n  <li>Property damage insurance of $50,000</li>\n  <li>Uninsured and underinsured motorist coverage</li>\n</ul>\n<p>Submit your policy details during your application for review.</p>\n\n<p><strong>Can I add protection when I rent?</strong></p>\n<p>Yes. Within your SIXT+ car subscription, you can add optional products — including the Loss Damage Waiver — to cover different situations you may encounter. Full details are available in the rental agreement terms and conditions provided when you rent.</p>\n\n<p><strong>What is the Loss Damage Waiver?</strong></p>\n<p>The Loss Damage Waiver reduces your financial responsibility for accidental damage to or loss of the rental vehicle, provided the vehicle is used in accordance with the Terms and Conditions in the Rental Information.</p>\n\n<p><strong>Does the Loss Damage Waiver cover glass and tires?</strong></p>\n<p>Accidental damage to glass and tires is only included under the Loss Damage Waiver with minimum financial responsibility. Certain exclusions apply — see the Terms and Conditions for full details.</p>\n\n<p><strong>When will I be charged for vehicle damage?</strong></p>\n<p>Our Claims Department will contact you as soon as possible to walk you through the details and next steps.</p>\n\n<p>Still need help? Find our contact options below.</p>","articleSection":{"heading":"Protection options","subheading":"What do the different protection options that I can add mean? How flexible is the SIXT+ car subscription and how can I change protection options during my subscription? Find all the answers to your questions here.","articles":[{"text":"What protection options are available with my SIXT+ car subscription?","href":"/plus/help-center/articles/protection-options/","articleId":"53","content":"<p>Your SIXT+ car subscription lets you choose the level of protection that suits you — from optional add-ons like the Loss Damage Waiver to bringing your own qualifying insurance policy.</p>\n\n<p><strong>Is protection included in my subscription?</strong></p>\n<p>You can review what's included during the second step of the subscription setup, \"Customize your subscription.\" The level of protection is entirely your choice — select the option that best fits your needs before confirming.</p>\n\n<p><strong>Can I use my own insurance?</strong></p>\n<p>Yes, if your personal policies meet the minimum requirements below, you may be eligible for an insurance credit. Your coverage must include, at a minimum:</p>\n<ul>\n  <li>Fire, theft, and comprehensive insurance with a maximum deductible of $500</li>\n  <li>Collision insurance with a maximum deductible of $500</li>\n  <li>Liability insurance of $100,000 per person and $300,000 per accident, or combined single limit coverage of $300,000</li>\n  <li>Property damage insurance of $50,000</li>\n  <li>Uninsured and underinsured motorist coverage</li>\n</ul>\n<p>Submit your policy details during your application for review.</p>\n\n<p><strong>Can I add protection when I rent?</strong></p>\n<p>Yes. Within your SIXT+ car subscription, you can add optional products — including the Loss Damage Waiver — to cover different situations you may encounter. Full details are available in the rental agreement terms and conditions provided when you rent.</p>\n\n<p><strong>What is the Loss Damage Waiver?</strong></p>\n<p>The Loss Damage Waiver reduces your financial responsibility for accidental damage to or loss of the rental vehicle, provided the vehicle is used in accordance with the Terms and Conditions in the Rental Information.</p>\n\n<p><strong>Does the Loss Damage Waiver cover glass and tires?</strong></p>\n<p>Accidental damage to glass and tires is only included under the Loss Damage Waiver with minimum financial responsibility. Certain exclusions apply — see the Terms and Conditions for full details.</p>\n\n<p><strong>When will I be charged for vehicle damage?</strong></p>\n<p>Our Claims Department will contact you as soon as possible to walk you through the details and next steps.</p>\n\n<p>Still need help? Find our contact options below.</p>"}]},"currentArticleIndex":0,"categoryName":"Booking ","sectionName":"Protection options"}}